Fees for normal obstetric care include prenatal care, vaginal or Caesarean section delivery, and six-week postnatal care following delivery. Extra charges will be assessed for lab results, ultrasound exams, fetal monitoring, high-risk pregnancy, amniocentesis, and other tests or procedures that may be required. You will also receive separate bills from the hospital, outpatient facility, lab or other service providers.
Surgical fees include surgery, physician hospital visits and the appropriate follow up visits (depending on the global period of the procedure). There will be additional lab charges for any required pre-operative testing. You will also receive separate bills from the hospital or outpatient facility and other service providers.
We understand that sometimes circumstances make it difficult to make payment on a timely basis. If necessary, we can arrange a payment plan for obstetrical or gynecological services. Please contact our insurance department at (701) 774-7604 if an unusual financial problem arises.
As a courtesy, we will initiate a claim to your insurance company, Medicare, or Medicaid on your behalf. Please keep in mind that insurance is a method for patients to be reimbursed for the fees they have paid for medical services. Your insurance coverage is a contract between you and your insurance company, not our office; therefore, you are responsible for full payment of your account when due, or at the time of service. If it is known that your insurance, Medicare, or Medicaid will not pay for the services rendered, you will be asked to pay at the time of the service.
We understand the processing of insurance claims can be confusing. Thus, we encourage our patients to be proactive when it comes to their health insurance benefits. You may obtain benefit information from your employer, your insurance company's web site, or by telephone at the customer service number identified on your insurance card. Perhaps you will find our insurance glossary below helpful as well in decoding your insurance coverage...
Covered Health Services
Those health services provided for the purpose of preventing, diagnosing, or treating sickness, injury, mental illness, substance abuse, or their symptoms. Some covered services have limitations or restrictions.
Services provided that are not covered under your individual insurance plan, Medicare, or Medicaid. Do not assume that all of the medical services you receive are covered and paid by your insurance provider. You will be asked to pay at the time for Non-Covered Services.
If you have questions about insurance, our insurance coordinator will be happy to assist you. Simply call (701) 774-7604 to speak with a member of our insurance department.